Your Trusted Mortgage Professionals Are Here to Help

At Birchtree Mortgage, Inc., we make home financing simple with personalized mortgage solutions, competitive loan options, and expert guidance for homebuyers, homeowners, and real estate investors.

Mortgage Solutions That Matter

Your Trusted Local Mortgage Professionals

Birchtree Mortgage, Inc. helps homebuyers, homeowners, and investors secure the right financing with personalized guidance and a full range of mortgage solutions, including FHA, VA, Conventional, USDA, Jumbo, Refinancing, Reverse Mortgage, and DSCR loans.

Reliable Mortgage

We provide trusted loan options with expert guidance and dependable service.

Personalized Service

Our experienced team delivers tailored mortgage solutions with exceptional customer care.

Trusted Guidance, Competitive Loans & Stress-Free Financing
Why Choose Us

Why Choose Birchtree Mortgage, Inc?

Choosing Birchtree Mortgage, Inc. means partnering with experienced mortgage professionals who are dedicated to finding the right financing solution for your unique needs. We offer personalized guidance, competitive loan options, and a seamless mortgage process to help you achieve your homeownership goals with confidence.

Experienced Team

Trusted mortgage experts guiding you through every step.

Personalized Loans

Financing solutions tailored to your unique financial needs and goals.

Competitive Rates

Flexible loan programs with competitive mortgage rates nationwide.

Exceptional Service

Clear communication and dedicated support from start to finish.

Our Services

Complete Mortgage Solutions for Every Homebuyer

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First Time Homebuyers

Helping first-time buyers secure the right mortgage with expert guidance and personalized financing.

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Refinancing

Lower your monthly payments or interest rate with flexible refinancing solutions and savings.

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DSCR Loans

Investor-focused loan programs designed for qualifying income-producing properties.

Start Your Mortgage Journey

Ready to Finance Your Dream Home?

Whether you’re buying your first home, refinancing your current mortgage, or exploring specialized loan programs, Birchtree Mortgage, Inc. is here to provide expert guidance and personalized financing solutions every step of the way.
Our Happy Clients

What Our Customers Say

At Birchtree Mortgage, Inc., we provide personalized mortgage solutions, trusted guidance, and a seamless financing experience to help clients achieve their homeownership goals.
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Jean Rabelo profile picture
Jean Rabelo
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For anyone trying to get a mortgage outside of a standard bank, Mike is your guy. He has helped me on purchases & refi's for over 10 years and I have only the highest praises! Transactions with me are always complicated because of being self employed & other reasons, but Mike has always made it seem simple & the process quick & easy. Thank you Mike for all you've done for me!!
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Pat Hanlon profile picture
Pat Hanlon
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Mike was extremely infromative and professional. He explained the process in everday people terms
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Chris Jordan profile picture
Chris Jordan
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Mike was very professional and made the process simple and easy. My situation was not normal and took looking outside the box. Highly recommend Mike and Birchtree!!
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Eileen Pembroke profile picture
Eileen Pembroke
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Mike Richton of Birchtree Mortgage Company was recommended to me when I was asked if I needed a mortgage broker during my search for a new home. So I called him and I was not disappointed! Mike took the time to explain the loan process in a way that was easy to understand. He was friendly, efficient, incredibly knowledgeable and responsive. Mike communicated by both phone and email. Best of all, he was able to secure my mortgage payment at a great rate. I could not have had a better experience! Eileen Pembroke
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Andrew Ryan profile picture
Andrew Ryan
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First time home buyer. Mike was recommend by my agent, and I can see why. I did not feel like a product, or a vehicle for profit. What I wanted, and what was best for me, was Mike's priority.
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Devin Burgoon profile picture
Devin Burgoon
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I did a mortgage refinance with Mike and he couldn’t have been more supportive and helpful. His communication was timely and clear every step of the way, even when the process got complicated. And I was highly confident in Mike’s expertise, easily trusting his recommendations. I would highly recommend Mike and Birchtree Mortgage.
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Sandra Kastantin profile picture
Sandra Kastantin
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Mike was awesome through the whole process of buying our house; from getting pre-approved, to modeling the costs associated with individual homes as we searched, and then during all the final paperwork involved with closing. He was always immediately responsive, returning phone calls almost immediately and working collaboratively with our realtor. He came highly referred from a friend and I would also highly recommend having Mike Richton on your team as you go through the home buying process!
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Francis Feeney profile picture
Francis Feeney
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They have an incredible team at Birchtree and we're extremely helpful throughout the whole process. Go with them, you won't regret it.
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Christian Neelon profile picture
Christian Neelon
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As a first time home buyer, I would highly recommend working with Mike at Birchtree. He was extremely knowledgeable, genuine, and a pleasure to work with!
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steven rizzi profile picture
steven rizzi
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Mike did a fantastic job from beginning to end. He was well organized, very thorough, and very knowledgeable of all mortgage products. Mikes communication and process followed were flawless. Mike made the mortgage process an easy one for us and we would recommend him first above all other companies. Great work Mike! Thank you!
Experience and Excellence

Mortgage Expertise You Can Trust

At Birchtree Mortgage, Inc., we combine industry expertise with personalized service to help homebuyers, homeowners, and investors secure the right financing with confidence. From first-time home purchases to refinancing and investment loans, our team provides trusted guidance, competitive loan options, and a smooth mortgage experience from application to closing.

Expert Guidance

Professional mortgage advice tailored to your goals.

Competitive Loan Options

Flexible financing with competitive mortgage rates.

Trusted Service

Dedicated support from application to closing.

Start Your Home Financing Journey With Us Today

Birchtree Mortgage supports Equal Housing Opportunity.
Contact Us Today

Get in Touch With Us Today

Whether you’re buying your first home, refinancing your mortgage, or exploring loan options, Birchtree Mortgage, Inc. is here to help. Our experienced team provides personalized guidance, competitive financing solutions, and exceptional service every step of the way.

Ready to Finance Your Dream Home? Contact Birchtree Mortgage Today

Questions about your mortgage?
Birchtree Mortgage Assistant
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